(Junior) Structured Finance & Treasury Manager (m/f/d)

Ratepay • Berlin

  • Full-time


from today

Your duties

Together, we work every day on customized solutions for major online retailers and marketplaces, shaping the payment solutions of tomorrow.
The BNPL ("buy now pay later") market has rapidly grown in importance; over half of all payments in the e-commerce sector are processed with products that Ratepay offers its customers. This has enabled Ratepay to grow rapidly in recent years and has helped it to become one of the leading German fintechs.
Backed by top international private equity investors such as Hellman & Friedman or Bain Capital, Ratepay is a wholly owned subsidiary of Nexi S.p.A. one of Europe’s largest listed payment service providers.

As (Junior) Structured Finance & Treasury Manager (m/f/d) you will play a central role in both the structured finance as well as treasury part of Ratepay. The position on the one hand entails working together with the team to ensure Ratepay’s future funding for growth and on the other hand supporting the team in its various operational tasks. In addition to your focus will include the further development of related processes, make use of the current tool to forecast liquidity as well as present findings.
Your other tasks include:
  • You will develop ideas on the financing structure and play a key role in both the expansion of existing and the setting up of new financings.
  • You will monitor KPIs, conduct analysis and prepare / present internal and external presentations for stakeholders.
  • You will be involved in cash management on a strategic level and assist in setting up new account structures.
  • You will develop and maintain reporting for HDA (historical data analysis) and regulatory reporting.
  • You are responsible for treasury related data analysis activities.
  • You are responsible for the administration of the existing structured financing (warehouse), in particular quality management, reporting and compliance with contractual obligations to ensure smooth funding operations.
  • You represent the team in group-wide projects.

Your profile

  • You have 2-4 years of professional experience in the treasury / finance of a fast growing company or from a leading bank in a front office / origination role
  • Specific experience in ABS / securitisation or in a comparable position at a bank and / or have already gained operational treasury experience in the PE or VC-backed environment are a plus
  • You have a degree in business informatics, business administration, economics or the sciences (computer, physics, maths etc.)
  • You have a high affinity for fintechs, especially payment service providers and the associated complexity
  • You have very good knowledge of MS Office, especially Excel and PowerPoint
  • Knowledge of SAP FI/BW, SQL and the use of reporting / analysis tools e.g. Tableau, Excel, R, Python or similar are considered a plus
  • You have an excellent understanding of numbers, think analytically and have strong conceptual skills
  • You like to work hands-on and are deep in the details
  • Furthermore, you are a strong communicator, show a high service orientation towards all stakeholders involved and are a true team player
  • You are results-oriented, work on your own initiative and always pay the utmost attention to detail
  • Very good German and fluent English skills are a given

Our offer

  • Working with a modern Tech-Stack and the free choice of your working tools
  • A challenging job in a rapidly growing industry
  • Room for personal growth and professional development
  • Flexible working hours and mobile office options
  • A safe working environment with plenty of scope for creativity
  • Trustful interaction in a welcoming team with flat hierarchies
  • Company and team events, knowledge exchange and the opportunity to contribute your ideas
  • Become a digital nomad: Work with Ratepay from any country within the EU for up to 3 months per year
  • Individual solutions to balance work and family life
  • Company pension plan 

More information

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality.

Does that sound like an exciting challenge for you? Franziska, our Recruiter, is looking forward to your application.

Join our team. Together we create the future of digital payments

Apply now