Principal Software Engineer - Risk (m/f/d)

Ratepay • Berlin

  • Full-time

Berlin

from today

Your duties

As a Principal Software Engineer, you will be responsible for leading the design and implementation of the domain architecture for Ratepay‘s risk management platform. This platform scans hundreds of thousands of transactions per day in order to enable secure payments for our merchants and their customers while also protecting our profitability. 
 
For this purpose, Software Engineers, Data Scientists, Data Engineers, Machine learning Engineers and Product Managers closely collaborate in the Risk-engineering tribe to continuously enhance our risk management capabilities by creating new inhouse solutions for fraud prevention and credit risk assessment based on state-of-the-art machine learning, data processing, and the integration of third-party providers.  
 
Additionally, you will be responsible for fostering cross-domain collaboration and alignment to ensure that our systems are fully integrated and able to meet the needs of our customers. 
Your tasks at Ratepay, among others 
  • Lead the design and implementation of the domain architecture for our software systems 
  • Ensure that our systems are scalable, reliable, and easy to maintain 
  • Design and implement scalable and robust ML Ops systems that can handle large volumes of data and ensure efficient and effective model deployment and monitoring 
  • Foster cross-domain collaboration and alignment to ensure that our systems are fully integrated 
  • Make technical decisions and provide guidance to the development team 
  • Work with the business stakeholders and other members of the development team to understand the requirements and make technical decisions that align with the overall architecture and strategy. 
  • Migrate existing applications to AWS, working with the team to ensure that the applications are optimized for the cloud. 
  • Extend existing APIs to improve functionality and performance. 
  • Stay up-to-date with the latest ML Ops technologies and trends and propose new solutions that can drive innovation in the field

Your profile

  • Bachelor's degree in Computer Science or related field 
  • 8+ years of experience in software development, with a focus on Java 
  • Strong experience with domain-driven design and architecture 
  • Strong understanding of Java, Spring, and related technologies 
  • Expertise in ML Ops and experience with frameworks such as Kubeflow, MLFlow, or Tensorflow Extended 
  • Strong understanding of cloud computing and experience with cloud-based ML Ops platforms such as AWS SageMaker, GCP AI Platform, or Azure ML 
  • Experience with Fintech 
  • Experience with AWS migration and optimization 
  • Experience with microservices architecture and restful API’s 
  • Experience with agile development methodologies 
  • Strong communication and leadership skills 
If you are a passionate and experienced Principal Engineer who is eager to take on a leadership role and shape the technical direction of the company, we encourage you to apply for this exciting opportunity today. 

Our offer

Stability & Innovation:Become part of a dynamic fintech company that is transforming the financial industry through innovation and technology.
  • Ratepay is part of the NEXI Group - one of the biggest financial groups in Europe
Team & Culture: Work with a diverse and talented team (we have 40+ nationalities!) committed to pushing boundaries and setting new standards.
  • The chance to get involved in social projects as part of our sustainability initiative
  • Regular company and team events (summer party, all-hands, guest speakers, conferences & events)
  • Social Friday - take a half day off to contribute to a community initiative
  • Brand new super modern office in the heart of Berlin for collaboration
Growth: Unlock endless opportunities for professional development and advancement as you drive fintech excellence.
  • Free language learning through Babbel as well as group live classes for those who want to improve their English or German
  • Access to learning platforms like Udemy for teams can attend conferences and, if included in their P&D goals, can attend additional training sessions.
  • Personal Development Plans - your career progression is taken seriously with us
Flexibility: We offered flexible working hours and hybrid working options to balance work and family life
  • Become a digital nomad: Work with Ratepay from any country for up to 3 months per year
Rewards & Health: Enjoy a competitive salary and benefits package that reflects your expertise and contributions.
  • Generous private pension scheme 
  • Annual BVG allowance to supplement the cost of public transport in Berlin
  • Equipment support allowance
  • Seasonal vaccinations, health checks and eye exams
  • Self-care days + 28 days vacation
  • Employee Bereavement plan
  • Access to a corporate benefits platform where employees can get great discounts and offers for a range of online shops and activities

Equal Opportunities & Diversity


We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 250 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion (4/6 of our C-Level Board members are female).

More about Ratepay

Why Join Now
Why Join Now
Our Values
Our Values
Our People
Our People
Our Future
Our Future
Our Product
Our Product
Our Culture
Our Culture
Sidharth Chugh - Director of Engineering
Sidharth Chugh - Director of Engineering
More Videos
Why Join Now
Why Join Now
Our Values
Our Values
Our People
Our People
Our Future
Our Future
Our Product
Our Product
Our Culture
Our Culture
Sidharth Chugh - Director of Engineering
Sidharth Chugh - Director of Engineering
Behind the scenes at Ratepay GmbH
Software Engineers
Software Engineers

Our Values

Ownership
Ownership
  • We walk the talk and do what we say we’ll do
  • We are accountable for what we do
  • We act like owners 
Growth
Growth
  • We focus on performance  and deliver results
  • We embrace change
  • We never stop learning; we are curious
Integrity
Integrity
  • We keep our standards high
  • We act in line with stakeholder expectations
Collaboration
Collaboration
  • We are team players and  support each other
  • We embrace constructive feedback
  • We listen carefully and communicate in an open and honest way
Customer Centricity
Customer Centricity
  • We put our customers first and create value for them
  • We build state-of-the-art products for our customers – not solutions
     
Inclusion
Inclusion
  • We trust and respect each other
  • We create an inclusive  environment and build diverse teams
  • We challenge biases and combat stereotypes

Employees report

1/5
2/5
3/5
4/5
5/5

Join our team. Together we create the future of digital payments

Apply now