Senior Risk Product Manager (m/f/d)

Ratepay • Berlin

  • Full-time


from today

Your duties

Become part of Ratepay and shape the payment solutions of tomorrow and beyond together with us. Founded in 2009, we are now the No. 1 white-label payment provider in Europe and an independent payment brand within the Nexi Group, the European PayTech company.

Our Ratepay team consists of over 300 colleagues from over 40 nations. With us, you will find a secure working environment in a dynamic environment with plenty of room for growth. These are just a few of the many reasons to start your journey at Ratepay.
As part of a diverse and cross-functional Product Management Team, you take active ownership of your product domain, which is part of one of our three product pillars: Merchant Experience, Buyer Experience or Risk Management. You follow the latest market trends and developments to define the vision for your domain, which follows the overall vision for Merchant Experience/Buyer Experience/Risk Management at Ratepay. Together with the Product and Engineering team, you will implement future-oriented payment solutions, while acting according to our company strategy. 

Your further tasks: 

  • You are responsible for the further development of your product domain Risk based on customer and market needs.
  • Together with your team, you will be responsible for a high quality product cycle and continuous value delivery to our customers.
  • Working with Engineering to create risk capabilities, analytics and decisioning logic to identify, analyze and prevent suspicious activities
  • Optimize the backlog to reduce task switching and plan for the most efficient path to realize the team's overall vision and mission  
  • You make sure to continuously monitor data and success KPIs of your products, while sharing and implementing learnings.
  • You work closely together with various stakeholders, including our Product Engineering as well as our Commercial, Risk, Legal and Customer Service teams.

Your profile

  • 5 years or more of Product Mananagement experience, preferably in Payment Risk Management (credit/ fraud risk)
  • Career concentration in Fintechs, Payments or Risk Service Providers
  • Experience working with complex data pipelines (data-heavy product), and near-time algorithm-driven data classification is highly desired
  • Experience in integrating, nurturing and stabilizing nascent algorithmic or Machine Learning-based solutions is strongly preferred
  • Strong data analytical skills, including experience with big data and machine learning
  • Direct/ indirect exposure to (in-house) ML solutions and fraud/ credit risk engines is a plus

Our offer

  • Flexible working hours and hybrid working models for your individual work-life balance
  • A monthly mobility budget for your public transport subscription or via the RYDES app
  • Are you a digital nomad? With Ratepay you can work up to 3 months a year from abroad in the EU
  • Plenty of room for personal growth, knowledge exchange and professional development
  • Company pension scheme with employer allowance
  • The opportunity to get involved in social projects as part of our sustainability initiative

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality.

Does that sound like an exciting challenge for you? Piyathip, our Recruiter, is looking forward to your application. 

Grow with us

Our Ratepay family consists of many diverse personalities. Together, we take on responsibility and we grow, personally as well as professionally. We constantly improve ourselves. With passion, openness and a lot of heart. There are many good reasons to start your personal growth journey at Ratepay. Here is what our colleagues say.

Join our team. Together we create the future of digital payments

Apply now