(Senior) Structured Finance & Treasury Manager (m/f/d)

Ratepay • Berlin

  • Full-time

Berlin

from today

Your duties

Together, we work every day on customized solutions for major online retailers and marketplaces, shaping the payment solutions of tomorrow.

The BNPL ("buy now pay later") market has rapidly grown in importance; over half of all payments in the e-commerce sector are processed with products that Ratepay offers its customers. This has enabled Ratepay to grow rapidly in recent years and has helped it to become one of the leading German fintechs.
 
Backed by top international private equity investors such as Hellman & Friedman or Bain Capital, Ratepay is a wholly owned subsidiary of Nexi S.p.A. one of Europe’s largest listed payment service providers.

As (Senior) Manager Structured Finance (m/f/d) you will play a central role in executing the future financing roadmap for Ratepay. You will be closely working together with the Head of Structured Finance & Treasury to successfully structure and execute Receivables Financing,   Working capital solutions and/or ABS transactions. In this role you will be able to support Ratepay in implementing the required data related infrastructure and enhancing the platform to facilitate future growth. You will also be the key operational contact for Ratepay’s existing (warehousing) structure.    

Your other tasks include:
  • You will develop ideas on the financing structure and play a key role in both the expansion of existing and the setting up of new financing solutions
  • You will be the content lead for the implementation of a software based ABS/securitization solution to prepare Ratepay for future ESMA / STS compliant securitizations 
  • You will be responsible for preparing data and analysis for term sheet discussions; you will be deep into the transaction details
  • You will drive the management of our existing financing structure, incl. volume increases from time to time, contractual amendments (if required) and ensure compliance with underlying covenants 
  • You will be responsible for the optimal usage of various funding sources once a new securitization has been implemented (1 year+ horizon) incl.  pool cut of receivables,  monitoring of the performance and optimization for financing costs  
  • You will be leading the modelling of new financing structures and analyse their respective impacts on Ratepay’s liquidity positions 
  • You will prepare updates and decision making materials for Ratepay’s Senior Management Team, our shareholder, the Nexi Group, as well as external banking partners with regards to financing 

Your profile

  • You have 5+ years of professional experience in the field of structured finance; either from a leading bank or (high growth) company
  • Specific experience in executing ABS / securitization transactions as well as modelling financing structures is a plus.
  • You have a degree in business informatics, business administration, economics or the sciences (computer, physics, maths etc.)
  • You have a high affinity for fintechs and the associated complexity
  • You have successfully managed implementation/ data projects in the past
  • You have very good knowledge of MS Office, especially Excel and PowerPoint
  • Knowledge of SAP FI/BW, SQL and the use of reporting / analysis tools e.g. Tableau, Excel, R, Python as well as ABS software solutions (e.g. Moody’s Analytics) are considered a plus
  • You have an excellent understanding of numbers, think analytically and have strong conceptual skills
  • You like to work hands-on, are deep in the details and like to “build” rather than “maintain”
  • Furthermore, you are a strong communicator, show a high service orientation towards all stakeholders involved and are a true team player
  • You are results-oriented, work on your own initiative and always pay the utmost attention to detail
  • Very good German and fluent English skills are a given

Our offer

  • Working with a modern Tech-Stack and the free choice of your working tools
  • A challenging job in a rapidly growing industry
  • Room for personal growth and professional development
  • Flexible working hours and mobile office options
  • A safe working environment with plenty of scope for creativity
  • Trustful interaction in a welcoming team with flat hierarchies
  • Company and team events, knowledge exchange and the opportunity to contribute your ideas
  • Become a digital nomad: Work with Ratepay from any country within the EU for up to 3 months per year
  • Individual solutions to balance work and family life
  • Company pension plan 

More information

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality.


Does that sound like an exciting challenge for you? Franziska, our Recruiter, is looking forward to your application. 

Join our team. Together we create the future of digital payments

Apply now