Teamlead Merchant Compliance and Risk Management (m/f/d)

Ratepay • Berlin

  • Full-time


from today

Your duties

Together we work every day on customized solutions for large online merchants and marketplaces and shape the payment solutions of tomorrow.

As Teamlead Merchant Compliance and Risk Management (m/f/d) for our Merchant Compliance team in the Risk area, you will lead a team of six people. Together, you will keep merchant risk in check by identifying, monitoring, and minimizing it with security measures.

Your other responsibilities are:
  • You cover the first line for Merchant Risk and act as an interface with various departments such as Legal, Finance and Commercial
  • You are responsible for the approval of merchant checks, price calculations and merchant limits
  • You ensure the safeguarding/compliance with (regulatory) legal requirements according to the Money Laundering Act
  • You enable your employees to achieve their goals by developing them and giving them room for maneuver  
  • You are not above helping out in day-to-day operations, for example by checking new and existing traders with regard to contractual documents and balance sheet ratios.

Your profile

  • You have successfully completed a degree in business administration/ economics, or a commercial apprenticeship
  • You have several years of professional experience in the risk environment - ideally in fintech/  online payment - and have already gained management experience
  • Experience with the Money Laundering Act and an understanding of pricing calculations are an advantage
  • You like to take responsibility and see yourself as a driver of change
  • You take actions always in a decision- and result-oriented, meticulous and independent manner
  • You have strong communication skills, silo thinking is a foreign word to you
  • You have a very good command of German and English, both written and spoken

Our offer

  • A challenging job in a rapidly growing industry
  • Room for personal growth and professional development
  • Flexible working hours and mobile office options
  • A safe working environment with plenty of room for creativity
  • Trustful interaction in a welcoming team with flat hierarchies
  • Company and team events, knowledge exchange and the opportunity to contribute your ideas
  • Individual solutions to balance work and family life
  • Ratepay company pension plan
  • The opportunity to get involved in social projects as part of our sustainability initiative
  • Become a digital nomad: Work with Ratepay from any country within the EU for up to 3 months per year 

More information

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality.

Does that sound like an exciting challenge for you? Katharina, our People & Organisation Partner, is looking forward to your application.                     

Join our team. Together we create the future of digital payments

Apply now