Treasury Manager (m/f/d)

Ratepay • Berlin

Full-time

Berlin

from today

Your Mission

Together with 205 bright minds, you will work every day on customised solutions for large online retailers and marketplaces and design the payment solutions of tomorrow. The BNPL (buy now pay later) market has rapidly grown in importance. More than half of all payments in the e-commerce sector are processed with products offered by Ratepay. This has enabled us to grow rapidly in recent years and become one of the leading German fintechs.

Backed by top international private equity investors such as Hellman & Friedman, Advent International and Bain Capital, Ratepay is a fully owned subsidiary of Nexi Group, the largest payment service provider in Northern Europe.

As Treasury Manager (m/f/d) you will play a central role in the liquidity management and cashflow monitoring as part of Ratepay’s overall financing strategy.

Your Tasks Include:

Reporting

You prepare regular and ad-hoc reports for financing banks
You manage group-level reports, including cash flow, financing, and interest reporting
You take responsibility for internal reporting, including compliance monitoring, preparation of liquidity analysis for management, and incident handling

Cash Management

You manage liquidity, including cash pooling, daily payouts, and manual payments
You perform short-term cash forecasting
You administer bank accounts, including account creation and maintenance

Relationship Management

You serve as the primary contact for banks and financial institutions
You manage relationships with service providers

Project Management

You drive and support ongoing treasury projects

Your Profile

You already have 2-5 years of experience in treasury operations
You have demonstrated experience in cash management
You have strong project management skills
You bring excellent communication abilities in English
You have knowledge of bank account structures and payment formats
You have proven reporting experience to banks and other external and internal stakeholders
You bring previous experience with financing/debt structures
Familiarity with cash management tools such as Serrala is a plus
Understanding of Buy-Now-Pay-Later, Factoring, and/or White Label Payment Solutions is an advantage
You bring a strong proficiency in MS Office, particularly strong Excel and PowerPoint skills
You have business fluent English skills and good German round off your profile

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality.
With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.

The sweet spot! Let’s talk perks.

We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay On a monthly basis, you can choose between mobility, fitness, food, training and much more.

Flexible working hours

Work remotely (EU for up to 4 weeks a year)

28 vacation days per annum

Financial security including Pension plan

Medical extras (Eye examination etc.)

Monthly lunches as well as Beets & Roots discounts

Learning and development (Access to various self-development platforms such as language learning and skills enhancement.

Community connect. We take certain days off to give back to the community as a unit. (Animal shelters, homeless aids, and various charities)

Health & wellbeing

Gym memberships and fitness

Ratepaw community: Our office has a floor which is dog-friendly. So, bring your pawsome pet to work when needed.

Our Recruitment Process

Step 1: Intro Call with a Senior Talent Partner

The first call with our recruiter is meant to be an introduction to ratepay, our culture and recruitment process.

We want to get to know you better, understand who you are beyond your CV and find out what excites you.

Step 2: Meet your future Manager

This step is designed to get to know your future manager and the role better.

During this conversation we will dive deeper into your experience and share more about the team you would work with and share expectations from both sides.

Step 3: Team interview & skill assessment

This step looks slightly different in different business areas but is to assess technical and culture add.

It usually consists of a role-specific case study or technical assessment as well as assessing values alignment with some senior members of the team you would be joining.

Step 4: Coffee chat (optional)

This step doesn't occur in every process, it depends on the role.

The coffee chat would generally take place with either a senior stakeholder from the business area you are joining such as a C-level leader or Head of department, or in some cases with a Senior HRBP.

Ready to shape the future of digital payments? Join our team

Apply now!

Want to learn more about other opportunities at ratepay? Explore our other departments:

Commercial Customer Service Data & Analytics Legal, Compliance, IT Security Marketing & Communications People & Organisation Product Risk Management Strategy & Special Projects Tech Working students, Interns Initiative application