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Together we create the future of digital payments

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We empower. We support. We care.

Since 2009, we have been shaping the payment solutions of tomorrow for leading online retailers and marketplaces while supporting the people behind them.

For us, it is not just about technology but also about the people who build, use, and improve it. We work together with openness and mutual respect, creating an environment where everyone can grow, contribute, and succeed.

We are committed to continuously improving our products, our processes, and the way we work. We take ownership, value new ideas, and support each other in moving things forward with focus and consistency.

Get to know our teams and find your place with us.

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Commercial

Our commercial area shapes how merchants and partners interact with Ratepay. The teams drive sales, integrations and long term customer growth, guiding our commercial direction.

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Tech

Payment innovation comes to life through engineering, infrastructure and machine learning. The teams build and improve the systems that power Ratepay’s products.

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Customer Service

Customers and merchants receive fast, clear and friendly support here. The team focuses on collaboration, knowledge sharing and continuous improvement to build trust with every interaction.

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Risk Management

Safe transactions are ensured by detecting fraud, analysing patterns and building intelligent risk models. The team balances growth with security through analytical thinking and technology.

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Finance

A stable financial foundation is created through accurate reporting, planning and modern fintech tools. It’s a place for analytical thinkers who enjoy precision and responsibility.

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People & Organisation

Employee growth and a strong culture are the focus here. The team supports candidates, colleagues and leaders across all people topics and enables everyone to thrive.

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Product

Customer needs become intuitive, scalable payment solutions in this team. Collaboration and diverse perspectives drive products that integrate seamlessly into merchant checkouts.

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Marketing

Creative ideas and data driven strategy shape our brand and communication. The team builds awareness, inspires merchants and makes complex topics easy to understand.

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Strategy

Long term direction and key initiatives are developed within this team. They connect company wide projects and steer Ratepay toward sustainable success.

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Because trust and convenience are everything.

Behind every seamless payment is a team that cares. Join us in creating experiences people trust every day.

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Innovation is our playground.

We’re creating the future of digital payments. Fast, smart, and always evolving. Innovation drives us, Berlin inspires us, and big ideas fuel our impact.

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Our culture: Where ideas matter.

We work together, stay open, and value every perspective. We celebrate wins, embrace diversity, and grow as one team.

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Guided by strong values.

Clear principles shape decisions and actions every day. They keep the focus on progress, responsibility, and continuous growth.

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People are our passion.

More than 200 people from over 40 nationalities form a diverse, international team working together on what comes next.

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We shape how millions pay online.

As Europe’s leading white‑label BNPL provider top brands rely on our technology. And we rely on talented people who want to create what’s next in payments.

See your benefits at a glance.

Discover the benefits that make working with us genuinely rewarding. From personal growth to everyday support, these perks are designed to help you thrive.

Flexibility & Balance

Enjoy flexible working hours, remote work options and generous time off to help you balance life and work with ease.

Health & Security

Your health and wellbeing matter: access a pension plan, medical extras, wellbeing programs, and fitness options.

Growth & Purpose

Access learning platforms, develop new skills and take part in community initiatives that create real impact.

Culture & Perks

Connect through team lunches, food perks and a dog‑friendly office that brings warmth and fun into your daily work life.

Start your journey now.

Join our team

Mareen Rühle

Senior Talent Acquisition Partner