Finance & Controlling
At Ratepay, we understand a great deal about money. And our Finance & Controlling department is where the true professionals can be found. Not just in money but also in tech – specifically fintech. When the Accounting team looks after invoices, statements and analyses, when Treasury concludes sophisticated financing transactions, when Credit Management resolves problems of customers and retailers, and when Controlling takes care of planning and budgeting: this is all always done with innovative software and pioneering tools.
Accounting – We Love Figures...
... other than 08/15! You won't find any bean counters here in Accounting. What do we do? Organise invoice and cash management, prepare monthly and annual statements, respond to verification requests and compile reports, and create analyses. Here in the Accounting team, we also keep an eye on the payment API for resellers, for example, so that everything runs smoothly there in terms of tax and content. We provide support with retailer and reseller loyalty, when it comes to technical issues. And we look after system adaptations in finance tools. So, if you like variety, if you always think outside the box and if you prefer to question things rather than leave them as they are, then you will fit in with us. Oh, and you also need to love figures, of course – whether 15,000,000,000 or 0.2 – we’re not fussy!
Treasury – Treasury – The Deal-Makers
Who actually ensures that Ratepay is able to grow? Obviously everyone – but in Treasury we keep an extra special eye on it. We speak more languages than we have people and this enables us to ensure that every international opportunity is embraced when it comes to liquidity and funding. What does that mean exactly? We initiate, structure and negotiate all the financing for Ratepay. Not only do we conclude the relevant contracts; we also look after them over their whole lifecycle. What do you need, in order to come on board with us? Curiosity and a passion for finance & fintech!
Credit Management – Detectives & Customer Intelligence Agents
We do our responsible job at the interface between money, customers and retailers. In Credit Management, we allocate payment receipts, remit credit balances to customers and retailers, and look after customer accounting issues such as reminders or correcting payment receipts. What motivates us? Making customers and retailers happy, and constantly getting better at what we do! Tech plays an important role here – we are a fintech, after all! At the moment, the team is working on improving the automatic allocation rate and therefore on improving the smoothness of our processes.
Controlling – Control Plus
Do your strengths include analytical thinking, accuracy and flexibility, and individual responsibility? Do you have a need for constant improvement? Then you are perfect for our Controlling team! In our everyday work, we prepare reports such as monthly statements, profitability analyses and reports for regulatory authorities, we are responsible for budgeting and planning, and we support the management with business case modelling. In addition, we are also “techies”. This means that the projects we cover together with other departments include, for example, implementing new software to optimise our process or expanding our analysis capability with new tools and databases.
The sweet spot! Let’s talk perks.
We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay On a monthly basis, you can choose between mobility, fitness, food, training and much more.