Risk Management
In Risk Management we practice operational excellence, think analytically, fight fraud and are developing a self-improving risk engine – always with the aim of boosting sales for our customers at the same time as minimising risk. Every day, the Consumer Risk team therefore goes on the hunt for fraudsters, ensuring that fraud patterns can be detected automatically in the future, whilst colleagues in the Merchant Compliance Risk team are dedicated to the fight against money laundering. The Risk Machine Learning team investigates and develops options for risk prevention using AI and software. And finally, in the Risk Analytics team, all the threads, or data, are drawn together.
Merchant Compliance Risk – Checking Who is (Permanently) Committed...
Just as in real life: before you enter into a permanent partnership, you need to be sure that it is definitely a good match. Ratepay even has a special team for this. We check potential contracting partners in view of specific business risks and in respect of their credit ratings, we ensure that no money laundering is taking place and no criminal offences are being committed – and so we protect Ratepay both from fraudsters and from miscalculations. If you have intuition, diligence and a fondness for figures as well as a desire for responsibility, open communication and a supportive team, then you are in the right place with us.
Consumer Risk - Fraud? Insolvencies? No Chance!
What really matters in the Consumer Risk team: an eye for detail and a feel for connections. Here, it is all about identifying fraud attempts and default risks as quickly as possible, and taking action to prevent them. Together with colleagues in the areas of Risk Machine Learning and Risk Analytics, we work to get the best out of the traffic and to strike a balance between risk management and customer satisfaction – providing ongoing support for our growth and our customers’ growth.
Risk Analytics – Data Lovers – This Way, Please!
Are you inquisitive? Do you love figures? And do you really get going with data sets of 100,000+ lines? So do we! What drives us? Uncovering hidden values. To do this, we analyse data and risks and we scrutinise business models and processes. We model the credit risk, focusing on fraud prevention and profitability analysis. In all of the above, we help Ratepay to minimise losses, increase yields and improve its position in the highly competitive market of payment providers. If you want a job with impact in an international team, come to us!
The sweet spot! Let’s talk perks.
We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay On a monthly basis, you can choose between mobility, fitness, food, training and much more.
