Tech
Finance is one of our strengths – tech is the other. As innovative developers, our passion is to have a significant influence over shaping the payments of tomorrow. To do this, a range of motivated teams works for us on continuous improvement of our applications, for example in Product Engineering, in IT Infrastructure and in IT Service Operations. Automation, machine learning and cloud integration are just three of the major topics that we address here from various angles.
Product Engineering – Team Players, Inventors, Visionaries
Helping to shape one of the most innovative and fastest growing industries. Looking after complex systems with modern tech stack in a cross-functional development team. Does that sound nice? Then welcome to the Product Engineering team! Our remit is diverse: we ensure automated integration of new customers and processes in the financial environment, we optimise the user experience in our self-service communication portals, and we look after the connection of external credit agencies and machine learning models in the Ratepay decision engine. How do we do it? Always in collaboration. We share our knowledge and learning, trust one another, and see ourselves as a team with a common goal.
IT Infrastructure – Nerd Factor? Gladly!
Without infrastructure, there is no business – and, of course, that is also true for Ratepay. Just like Ratepay itself, the area of IT Infrastructure is also growing. Our team is responsible for ensuring the operational function of the Ratepay platform and the corporate IT systems. But that's not all. Our other projects also include a cloud migration project and building a machine-learning platform project. So, as well as being meticulous, you will also need to have a customer focus and holistic thinking – and to enjoy teamwork.
IT Service Operations – Troubleshooters with Depth
Minor inconvenience or major disaster? In our everyday work, we regularly see both. As the IT Service Operations team, we ensure ongoing business operations, monitor our real-time environment, and give colleagues access to data that they need for their work. What drives us? Continuous improvement of our processes and lasting solutions to problems. What does it take to work with us? Broad IT knowledge, the will to familiarise yourself even with details, enjoyment of working independently, and a desire to be part of a fantastic team!
Risk Machine Learning – Powerful Algorithms, Robust Technology
We support Ratepay with resolving cases of fraud and credit losses. How? With tech, of course! Our automated, high-precision and self-improving Risk Decision Engine manages to defeat even the most advanced fraudsters. To solve the complex, ever-changing problems, we use agile working, with plenty of freedom for individual developments, research and prototyping. As a team, we practice a constructive culture of discussion, supporting one another with our very diverse range of skills.
The sweet spot! Let’s talk perks.
We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay On a monthly basis, you can choose between mobility, fitness, food, training and much more.