Product Lead Core Payments (m/f/d)

Ratepay • Berlin

Full-time

B2, 10178 Berlin

from today

Here's What You'll Be Doing

As the Product Manager (m/f/d) for core payment systems, you'll drive the optimization and integration of our core financial infrastructure. You'll own processing and reconciliation of our payment flows, system integrations, and financial reporting capabilities, focusing on reliability, accuracy, and scalability.

Key Responsibilities:

Product Strategy:

Define product strategy for financial systems integration, balancing technical requirements with business needs
Develop roadmap for system improvements including payment processing, reconciliation, and reporting
Identify opportunities to enhance financial data flows and reduce manual processes

Technical Product Development:

Partner with engineering on backend system architecture and integrations
Create scalable solutions for payment processing and financial data management
Design and implement integration patterns between SAP and enterprise systems
Drive development of automated financial reporting capabilities

Cross-functional Leadership:

Work closely with finance teams to understand accounting requirements
Collaborate with data teams on reporting infrastructure
Partner with engineering on technical architecture decisions
Engage with business stakeholders to align on priorities

Your profile

5+ years product management experience with financial/backend systems
Strong technical background with understanding of system architectures
Experience with ERP systems and financial integrations
Excellence in stakeholder management and technical communication
Track record of delivering complex technical initiatives

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 250 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.

The sweet spot! Let’s talk perks.

We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay On a monthly basis, you can choose between mobility, fitness, food, training and much more.

Flexible working hours

Work remotely (EU for up to 4 weeks a year)

28 vacation days per annum

Financial security including Pension plan

Medical extras (Eye examination etc.)

Learning and development (Access to various self-development platforms such as language learning and skills enhancement.

Monthly lunches as well as Beets & Roots discounts

Community connect. We take certain days off to give back to the community as a unit. (Animal shelters, homeless aids, and various charities)

Ratepaw community: Our office has a floor which is dog-friendly. So, bring your pawsome pet to work when needed.

Gym memberships and fitness

Health & wellbeing

Our Recruitment Process

Step 1: Intro Call with a Senior Talent Partner

The first call with our recruiter is meant to be an introduction to ratepay, our culture and recruitment process.

We want to get to know you better, understand who you are beyond your CV and find out what excites you.

Step 2: Meet your future Manager

This step is designed to get to know your future manager and the role better.

During this conversation we will dive deeper into your experience and share more about the team you would work with and share expectations from both sides.

Step 3: Team interview & skill assessment

This step looks slightly different in different business areas but is to assess technical and culture add.

It usually consists of a role-specific case study or technical assessment as well as assessing values alignment with some senior members of the team you would be joining.

Step 4: Coffee chat (optional)

This step doesn't occur in every process, it depends on the role.

The coffee chat would generally take place with either a senior stakeholder from the business area you are joining such as a C-level leader or Head of department, or in some cases with a Senior HRBP.

Ready to shape the future of digital payments? Join our team

Apply now!

Want to learn more about other opportunities at ratepay? Explore our other departments:

Commercial Customer Service Data & Analytics Finance & Controlling Legal, Compliance, IT Security Marketing & Communications People & Organisation Risk Management Strategy & Special Projects Tech Working students, Interns Initiative application